Paying by Phone

I have a habit I need to break.  I pay the majority of our bills by phone.  I started doing this way before online bill paying was the norm.  Back then, the service was free.  Now each company is charging an arm ($2-3) or an arm and a leg ($15).  All told, we are paying an extra $24 a month in these fees.  I may take up online bill paying or I may revert back to the good 'ole days and embrace snail mail again.  Either way, I'll be saving some much needed dollars.

I love my children.  I really, really do.  But sometimes, they get to be too much.  Normally, I love my life as a stay at home mom to them.  Not right this minute though.  I need some peace and quiet.

Putting on a sports bra after a warm shower takes incredible talent.